By opting-in, you are consenting to Bright Day Loans using your personal information to provide the services you requested, including services that display customized content and advertising. Your cellular provider’s message and data rates may apply to our confirmation and all subsequent SMS messages. You may opt-out and remove your SMS approval for additional messages by sending “STOP”, “END”, “CANCEL”, “UNSUBSCRIBE” or “QUIT” to the SMS text message you have received. If you remove your SMS approval from our database, your number will no longer be used for secondary purposes, disclosed to third parties or potentially used by us for third parties to send promotional correspondence to you.

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your service provider’s name and the date/time and content of your messages. We are not responsible for delays in your receiving SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an “as is” basis.

To view our Terms and Conditions, visit www.brightdayloans.com/mobile or call our Toll-free 24-hour SMS information line 800-752-7444.

Opt-in
Sign agreements and any addendums to opt-in to SMS courtesy text services. When applicable, a confirmation message is sent to verify you are in possession of the device for the cell number you provided, inform of applicable message and data rates and frequency for all subsequent SMS or MMS.

Opt-out
To cancel SMS courtesy text message services, simply reply STOP to the message received to opt-out of respective text message services. Text STOP to the message you receive! You can also call xxx-xxx-xxxx (IT provided this number prior) or email help@brightdayloans.com.

We respect the privacy of our customers. We will not sell or distribute your cell phone number to third parties without your approval. We will not directly market via text messaging any services to you for which you have not previously opted-in.

Help or Support For help or additional information regarding our texting services email us at textcustomersupport@brightdayloans.com or reply “HELP” anytime from your mobile device to the message you receive. Please click here (make this an active link please) to see our SMS Disclosures and Terms of Use
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SMS Disclosures and Terms of Use (new dynamic page, reachable via link on privacy page and beneath the cell phone number field on the application). This Short Message Service (“SMS”) Disclosure ("Disclosure") and Terms of Use (“Terms”) applies to each account you have with Bright Day Loans for which you have elected to receive SMS messages.

1.The words "we," "us," and "our" refer to Bright Day Loans along with our agents, with whom we have contracted to facilitate payments to your Account(s). The words "you" and "your" mean you, the individual identified on the account(s) you have with us ("Account"). As used in this Disclosure, "SMS Notifications" means any SMS (text message) communication from us to you pertaining to your Account, including, but not limited to, account or payment information, promotions, due date reminders, delinquent accounts and other marketing material.

2. How to UNSUBSCRIBE. You may withdraw your consent to receive SMS Statement Notifications by texting STOP to the message you receive. You may also withdraw your consent by calling us at 800-555-1212. At our option, we may treat your provision of an invalid mobile phone number, or the subsequent malfunction of a previously valid mobile phone number, as a withdrawal of your consent to receive SMS Statement Notifications. Bright Day Loans will not impose any fee to process the withdrawal of your consent to receive SMS Statement Notifications. Any withdrawal of your consent to use SMS Statement Notifications will be effective only after we have a reasonable period of time to process your withdrawal.

3. For HELP on Services. To request additional information, text HELP to the message you receive, or contact Bright Day Loans by telephone at 800-555-1212.

4. How to Update Your Records. It is your responsibility to provide Bright Day Loans with a true, accurate and complete mobile number, and to maintain and update promptly any changes in this information. You can update your mobile number by calling us at 800-555-1212 or through email at textcustomersupport@abclending.com

5. Hardware and Software Requirements. To receive the SMS Statement Notifications Bright Day Loans makes available to you, you must have:
- a SMS-capable mobile phone;
- an active mobile phone account with a communication service provider that offers SMS services
- sufficient storage capacity on your mobile phone

6. Communications in Writing. All SMS Statement Notifications in electronic format shall be considered “in writing” to the extent allowed by law.

7. Charges. There is no service fee for SMS Statement Notifications, but you are responsible for any and all charges including but not limited to fees associated with text messaging charged by your service carrier. Consult your mobile service carrier's pricing plan to determine the charges for sending and receiving text messages. These charges will appear on your phone bill.

8. Other Important Terms. You agree that we may send any SMS Statement Notifications through your service carrier in order to be delivered to you. You agree to provide a valid mobile phone number for these services. You further agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys' fees) arising from your providing a mobile phone number that is not your own, or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of the Agreement. SMS Statement Notifications are provided for your convenience only.

We will not be liable for losses or damages arising from any delay in delivery or disclosure of account information to third parties by your service carrier. We may modify or terminate our text messaging services from time to time, for any reason, and without notice, including the right to terminate text messaging with or without notice, without liability to you, any other user or a third party. We reserve the right to modify these Terms of Use from time to time without notice. Please review these Terms of Use from time to time so that you are timely notified of any changes.